Federated Insurance has over 95 years of experience creating custom-built insurance solutions for car, truck, SUV, motorcycle, power sports and recreational vehicle dealers.
Through our experience working with both authorized dealers, we understand the risks you’re exposed to on a daily basis.
So whether your dealership sells motorcycles, ATVs, ROVs, snowmobiles or personal watercraft, take advantage of our industry expertise to get a tailored and complete commercial insurance solution designed specifically for your powersport dealer business.
The Federated Insurance Program provides:
In addition to providing you with coverage for liability, property and employees our toolbox is filled with coverages designed specifically for your powersport dealers industry to ensure that you’re properly protected:
Blanket Coverage:
We provide a blanket limit coverage for all of your business contents, whether on or off your premises.
Mechanic’s Warranty of Work:
We’ll cover corrections for mistakes made through the installation of a defective part or as a result of faulty work on customers’ vehicles.
Up to 100% of Retail Charges on Repairs:
When asked to use your own facilities to repair damaged vehicles, you’ll receive up to 100% of normal retail charges for such repairs.
Odometer:
We’ll protect you against odometer tampering.
False Pretense:
We’ll protect you against the loss of vehicles due to tricks or schemes.
New Vehicle Sales Protection:
We provide coverage for claims from a customer who is dissatisfied with a vehicle purchased from you.
Customers’ Vehicles:
We offer liability and physical damage protection for customers’ vehicles when they are in your possession, on your property or on a test drive.
Business Interruption:
You can take advantage of our business interruption insurance to help protect your business from a loss of income.
Crime:
We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.
Cyber:
We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.
Company Vehicles:
We’ll make sure you have the right coverage for all of your company vehicles, whether you have just one or a whole fleet.
Improvements to ‘Floor Plan’ vehicles:
We’ll protect the enhancements (additional parts and accessories) you add to floor-planned vehicles, if not covered by the floor plan insurance program.
Personal:
Personal insurance solutions are available for your home and vehicles. So whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.